StateGrantsGuide

State assistance programs, checked against official sources

Pennsylvania assistance programs

Written by Editorial team Checked against 11 Pennsylvania agencies Last reviewed How we review

In Pennsylvania, the Department of Human Services (DHS) is the front door for three of the six kinds of help on this site: its County Assistance Offices decide TANF cash and LIHEAP heating grants, and its Office of Child Development and Early Learning pays for Child Care Works through 19 regional Early Learning Resource Centers. Homebuyer help comes only through PHFA's participating lenders, student grants come from PHEAA, and most business money is lent, not granted, by the Department of Community and Economic Development (DCED).

One online system, COMPASS, takes applications for cash assistance, SNAP and Medical Assistance, LIHEAP Cash and Crisis grants (from November 2, 2026) and Child Care Works, which it routes to the Early Learning Resource Center for your ZIP code. Unlike many states, Pennsylvania has DHS staff at the County Assistance Office, not community action agencies, decide LIHEAP, and receiving SNAP, TANF or SSI does not qualify you automatically. Weatherization is the exception: you apply directly to the DCED agency named for your county. The Pennsylvania energy guide covers the 2026-2027 season and the winter shutoff rule.

Much of the money is a loan. PHFA pays down payment help only as second mortgages tied to its own first mortgages: K-DATE, K-FIT or Keystone Advantage, each needing a 660 credit score. Its only true grant is $500 with an HFA Preferred loan, though Philadelphia (Philly First Home, up to $10,000) and Pittsburgh (URA, up to $7,500) run their own help (homebuyer guide). DCED put the state's $267.8 million SSBCI share into loan funds and venture investment, so the few business grants pay for training, exports, energy upgrades or farm planning (small business guide).

Some figures barely move and others just rose. DHS has paid TANF on the same Family Size Allowance schedule since January 1, 1990, by four county groups (cash assistance guide). PHEAA raised the PA State Grant to a record $6,000 for 2026-27, with PA-TIP covering job programs shorter than two years; the FAFSA is the only way in (student grants guide). Child Care Works raised its entry limit on May 4, 2026, and free PA Pre-K Counts runs separately through the Department of Education (child care guide).

PA

Pennsylvania at a glance

Who runs each kind of help

Homebuyer grants
PHFA
Cash assistance, Energy assistance
DHS
Childcare help
OCDEL
Business grants, Energy assistance
DCED
Business grants
DEP
Student grants
PHEAA
Childcare help, Student grants
PDE
Student grants
L&I
Homebuyer grants, Energy assistance
PHDC
Homebuyer grants
URA
Benefits portal
COMPASS

Six kinds of help in Pennsylvania

Pennsylvania assistance by category, with the main program and our guide
CategoryMain programKey figureReviewed
First-Time Homebuyer Grants Keystone Due At Time of Expiration (K-DATE) Up to 8% of the price (deferred loan)Maximum assistance
Small Business Grants Small Business Advantage Grant Grants up to $12,000 (50-80% of project cost)Key figure
Energy and Utility Assistance Low Income Home Energy Assistance Program (LIHEAP) $49,500 a yearIncome limit (household of 4)
Cash Assistance Temporary Assistance for Needy Families (TANF) $365 to $421 a month (by county)Maximum monthly benefit (family of 3)
Childcare Assistance Child Care Works (CCW) $54,640 a yearEntry income limit (family of 3)
Student and Vocational Grants PA State Grant $6,000 a yearMaximum state grant

Pennsylvania agencies

Key figures

Up to 8% Down payment help from PHFA

K-DATE lends 8% of the price on first mortgages of $150,000 or less (5% above that) at 0%, due when you sell or refinance; K-FIT's 5% is forgiven over ten years. Details.

$49,500 LIHEAP limit, household of 4

150% of the poverty guidelines for the season running November 2, 2026 to April 23, 2027; Cash grants pay $200 to $1,000 to your utility or fuel dealer. Details.

$365 to $421 Monthly TANF, parent and two children

The Family Size Allowance by county group, unchanged since January 1, 1990 ($403 in Philadelphia and Allegheny), with a $1,000 resource limit. Details.

Other states

All states

Neighboring states: New York, New Jersey, Delaware, Maryland, West Virginia and Ohio. Programs stop at the state line: you apply in the state where you live (or, for homebuyer help, where you buy).

  • Pennsylvania, this page
  • State guides published
  • Coverage in progress