StateGrantsGuide

State assistance programs, checked against official sources

Utah assistance programs

Written by Editorial team Checked against 10 Utah agencies Last reviewed How we review

Utah routes more of the help on this site through one agency than most states do: the Department of Workforce Services (DWS) decides Family Employment Program cash aid, pays child care subsidies, runs the HEAT energy program and funds WIOA job training, and one myCase application covers cash, child care, SNAP and Medicaid. Homebuyer help, small business programs and college grants sit with three separate bodies: Utah Housing Corporation, the Governor's Office of Economic Development and the Utah Board of Higher Education.

Applying to DWS does not always mean dealing with DWS directly. HEAT applications go online through myCase, but eight regional agencies, most of them associations of governments, process them for all 29 counties. Weatherization has its own application and its own county agency list. Child care assistance changed on October 1, 2026, when the income limit for new applicants fell from 85% to 50% of state median income; the Utah child care guide covers the new limits and copays.

The other three areas run through partners rather than state offices. Utah Housing Corporation does not lend to the public, so its down payment loans and the Legislature's First-time Homebuyer Assistance Program come only through UHC participating lenders, and Ogden, Salt Lake City and Provo add their own city loans (homebuyer guide). The Utah Promise Grant has no fixed state amount: you file the FAFSA, and the aid office at one of 20 participating colleges sets the award (student grants guide).

Utah has no state grant for starting a business. Its $69 million federal SSBCI allocation goes into USBCI loans made through enrolled lenders, and the grants that do exist are narrow: REDI pays per new rural job, Custom Fit subsidizes employee training at technical colleges, and UTIF helps technology firms pursuing SBIR/STTR awards. The Utah small business guide sorts them by who receives the money.

UT

Utah at a glance

Who runs each kind of help

Cash assistance, Childcare help, Energy assistance, Student grants
DWS
Homebuyer grants
UHC
Homebuyer grants
UDVMA
Business grants, Childcare help
GOED
Student grants, Business grants
USHE
Cash assistance
ORS
Business grants
Nucleus Institute
Business grants
Utah SBDC
Benefits portal
DWS myCase

Six kinds of help in Utah

Utah assistance by category, with the main program and our guide
CategoryMain programKey figureReviewed
First-Time Homebuyer Grants UHC Down Payment Assistance Subordinate Mortgage (DPA Second) Up to 6% of the loan (repayable)Maximum assistance
Small Business Grants USBCI Loan Participation Program Loans of $10,000 to $20M (SSBCI)Key figure
Energy and Utility Assistance Home Energy Assistance Target (HEAT) $4,125 a monthIncome limit (household of 4)
Cash Assistance Family Employment Program (FEP) $662 a monthMaximum monthly benefit (family of 3)
Childcare Assistance Employment Support Child Care (DWS) $4,284 a monthEntry income limit (family of 3)
Student and Vocational Grants Utah Promise Grant Up to cost of attendance after other aid (no fixed state cap)Maximum state grant

Utah agencies

Key figures

Up to 6% Down payment help from UHC

Utah Housing Corporation lends up to 6% of the first mortgage as a repayable second loan, or up to 3.5% deferred with no monthly payment, through participating lenders. Details.

$4,284 Child care entry limit, family of 3

Since October 1, 2026, new applicants must be at or below 50% of state median income, down from 85%; copays run from $0 to $870 a month. Details.

$662 Monthly FEP, parent and two children

The maximum Family Employment Program grant, with a $2,000 asset limit and a 36-month state time limit. Details.

Other states

All states

Neighboring states: Idaho, Wyoming, Colorado, New Mexico, Arizona and Nevada. Programs stop at the state line: you apply in the state where you live (or, for homebuyer help, where you buy).

  • Utah, this page
  • State guides published
  • Coverage in progress