StateGrantsGuide

State assistance programs, checked against official sources

Virginia assistance programs

Written by Editorial team Checked against 16 Virginia agencies Last reviewed How we review

In Virginia, the local department of social services in each city and county is the front door for family assistance, but two state agencies write the rules behind it: the Virginia Department of Social Services (VDSS) for TANF and the Energy Assistance Program, and the Virginia Department of Education (VDOE), which took over the Child Care Subsidy Program in 2021. Housing, business and college money takes separate routes: Virginia Housing-approved lenders, banks working with the Virginia Small Business Financing Authority, and each college's financial aid office, which sets its own state grant awards.

Where you live inside Virginia changes the numbers. TANF pays a parent with two children at most $482 a month in a Group II locality and $587 in Group III localities such as Fairfax, Arlington and Alexandria, with no asset test but a 24-month VIEW clock (TANF guide). Child care uses its own locality groups for families with only school-age children, and each locality keeps its own waitlist; 12,144 children were waiting statewide in December 2025 (child care guide). Energy Assistance runs on fixed seasonal windows rather than year-round: Fuel Assistance takes applications only from October 13 to November 13, 2026, Crisis Assistance from November 1, and Cooling Assistance from June 15 to August 15 (energy guide).

Virginia Housing offers two true grants, the Down Payment Assistance Grant and the Closing Cost Assistance Grant, but you can use only one of them or the Plus Second Mortgage per purchase. Larger sums come as loans: DHCD's HOME program pays up to $40,000 as a forgivable loan through regional providers, and Arlington, Fairfax, Loudoun and Prince William add county loans (homebuyer guide). There is no state grant for opening an ordinary business. Virginia's $230.4 million SSBCI share is split between VSBFA, which backs and co-lends on bank loans, and VIPC, which invests in tech startups; the true grants are VIPC's $50,000 Launch Grant, VEDP's VJIP hiring grants and export help, and local pitch contests (small business guide).

One online application, CommonHelp, covers TANF, SNAP, child care and energy help, and the Enterprise Customer Service Center at 855-635-4370 takes applications by phone. The exceptions are weatherization, which you apply for with one of DHCD's 15 nonprofit providers, and the Virginia Preschool Initiative, which enrolls through your school division. For college, there is no statewide grant with a set amount: each public college sets its own Commonwealth Award, VGAP closes to new first-time students from fall 2027 under SB 167, and Virginians at private nonprofit colleges file a separate VTAG form by September 15. Students who cannot file the FAFSA use SCHEV's VASA application, and WIOA training money comes through Virginia Career Works centers (student and training guide).

VA

Virginia at a glance

Who runs each kind of help

Cash assistance, Energy assistance, Childcare help
VDSS
Childcare help
VDOE
Homebuyer grants
Virginia Housing
Homebuyer grants, Energy assistance, Business grants
DHCD
Homebuyer grants
FCRHA
Business grants
VSBFA
Business grants
VIPC
Business grants
VEDP
Business grants
VCEDA
Business grants
SBDC
Student grants
SCHEV
Student grants
VCCS
Benefits portal
CommonHelp

Six kinds of help in Virginia

Virginia assistance by category, with the main program and our guide
CategoryMain programKey figureReviewed
First-Time Homebuyer Grants Down Payment Assistance Grant Up to 2.5% of the price (grant)Maximum assistance
Small Business Grants Virginia SSBCI 2.0 Cash Collateral Program Collateral support up to $1M (SSBCI)Key figure
Energy and Utility Assistance Energy Assistance Program (Fuel Assistance) $4,018 a monthIncome limit (household of 4)
Cash Assistance Temporary Assistance for Needy Families (TANF) $482 to $587 a month (by locality)Maximum monthly benefit (family of 3)
Childcare Assistance Child Care Subsidy Program (CCSP) $7,973 a monthEntry income limit (family of 3)
Student and Vocational Grants Virginia Commonwealth Award Up to tuition and required fees (amount set by each college)Maximum state grant

Virginia agencies

Key figures

2.5% Down payment grant from Virginia Housing

The Down Payment Assistance Grant pays 2.5% of the price with an FHA Bond loan or 2% with a Conventional Bond loan, through approved lenders, and is never repaid. Details.

$4,018 Energy help limit, household of 4

Fuel, Crisis and Cooling Assistance all use 150% of poverty; Fuel Assistance takes applications only from October 13 to November 13, 2026. Details.

$7,973 Child care subsidy limit, family of 3

CCSP's monthly limit (85% of state median income) when a child is not yet in kindergarten; copays are capped at 5% of income under the 2026-2028 budget. Details.

Other states

All states

Neighboring states: Maryland, West Virginia, Kentucky, Tennessee and North Carolina. Programs stop at the state line: you apply in the state where you live (or, for homebuyer help, where you buy).

  • Virginia, this page
  • State guides published
  • Coverage in progress