StateGrantsGuide

State assistance programs, checked against official sources

Washington assistance programs

Written by Editorial team Checked against 9 Washington agencies Last reviewed How we review

Washington runs most of these programs statewide from a single agency each, with no county rulebooks: the Department of Social and Health Services (DSHS) decides TANF at its Community Services Offices, the Department of Children, Youth, and Families (DCYF) sets one set of child care income limits and copays for Seattle and Spokane alike, and the Washington Student Achievement Council guarantees the Washington College Grant to every eligible student. The exceptions are energy help, which the Department of Commerce pays out through 26 local agencies, and homebuyer help, which the Housing Finance Commission lends through trained loan officers and never gives as a grant.

Two of the six categories share a front door. Washington Connection takes online applications for TANF cash assistance and for Working Connections Child Care; you can also apply for TANF by phone at 877-501-2233 or at any DSHS Community Services Office, and for child care at 844-626-8687. Most TANF parents must finish a WorkFirst orientation before the first check, and families who only need to clear one emergency can ask for Diversion Cash Assistance of up to $2,000 instead. The Washington cash assistance guide walks through both.

Energy, housing and college money each have their own door. LIHEAP has no statewide online application: you book with your county's agency from Commerce's provider map, and from November 15 to March 15 a LIHEAP-eligible household on a payment plan capped at 7% of income cannot have its heat shut off (energy guide). WSHFC's Home Advantage, House Key Opportunity and Covenant down payment programs are all deferred second loans that only a Commission-trained loan officer can reserve (homebuyer guide). The WA Grant is awarded by your college's aid office after you file the FAFSA or, if you cannot or choose not to, the state-only WASFA (student grant guide).

Some of what is called a grant in Washington is not. Commerce says its $163 million federal SSBCI allocation goes out as loans, collateral support and venture equity, and the state has no grant for opening a business; the true grants are the Job Skills Program, which pays half of employee training through a college, and STEP export vouchers (small business guide). On the child care side, free pre-K is separate from the subsidy: ECEAP enrolls 3- and 4-year-olds at or below 36% of state median income through local contractors, and Transition to Kindergarten runs through school districts (child care guide).

WA

Washington at a glance

Who runs each kind of help

Cash assistance
DSHS
Childcare help
DCYF
Childcare help
OSPI
Energy assistance, Business grants
Commerce
Homebuyer grants
WSHFC
Business grants, Student grants
SBCTC
Student grants
WSAC
Student grants
ESD
Business grants
SBDC
Benefits portal
Washington Connection

Six kinds of help in Washington

Washington assistance by category, with the main program and our guide
CategoryMain programKey figureReviewed
First-Time Homebuyer Grants Home Advantage DPA Up to 5% of the loan (deferred)Maximum assistance
Small Business Grants Owner-Occupied Commercial Real Estate Loan Program (SSBCI) 9% of project cost (forgivable loan)Key figure
Energy and Utility Assistance Low-Income Home Energy Assistance Program (LIHEAP) $49,500 a yearIncome limit (household of 4)
Cash Assistance Temporary Assistance for Needy Families (TANF) $706 a monthMaximum monthly benefit (family of 3)
Childcare Assistance Working Connections Child Care (WCCC) $6,166 a monthEntry income limit (family of 3)
Student and Vocational Grants Washington College Grant (WA Grant) $13,203 a year (WA Grant at UW)Maximum state grant

Washington agencies

Key figures

Up to 5% Home Advantage down payment loan

WSHFC lends 3%, 4% or 5% of the first mortgage at 0%, with no payment until you sell, refinance or move out, to households earning up to $215,000; first-time status is not required. Details.

$706 Monthly TANF, parent and two children

The DSHS payment standard in effect since January 1, 2024; Diversion Cash Assistance pays up to $2,000 once in 12 months instead. Details.

$83,500 Full WA Grant limit, family of 4

At or below 60% of median family income in 2026-27, the guaranteed grant pays $5,095 at community colleges and $13,203 at UW, with partial awards up to $139,500. Details.

Other states

All states

Neighboring states: Idaho and Oregon. Programs stop at the state line: you apply in the state where you live (or, for homebuyer help, where you buy).

  • Washington, this page
  • State guides published
  • Coverage in progress