Louisiana assistance programs
Louisiana splits these programs in ways that surprise people coming from other states: the Louisiana Housing Corporation (LHC) runs both homebuyer help and LIHEAP energy aid, the Department of Education (LDOE) runs child care subsidies, and since Oct. 1, 2025 the Department of Health (LDH), not DCFS, has run FITAP cash assistance, with the STEP work program moved to Louisiana Works.
Few applications go straight to a state office. HomeStart down payment loans come only through LHC participating lenders, and LIHEAP is taken by 39 community action agencies and parish governments covering all 64 parishes, with LHC paying the utility directly. College grant money is sent by LOSFA to each campus, and the college picks its GO Grant recipients. The Louisiana energy guide lists how to find your parish agency.
There are two LA CAFÉ portals. The DCFS address (www.dcfs.la.gov/CAFE) now redirects to LDH's portal, where one application covers FITAP, the Kinship Care Subsidy and SNAP. Child care assistance has its own LDOE customer portal, and most families who qualify for CCAP join a statewide waitlist; see the Louisiana child care guide.
For business owners, Louisiana Economic Development says plainly that it has no grants to start or run a small business. What it offers is SSBCI loan guarantees, collateral support and micro loans through participating lenders, plus a Louisiana Works training reimbursement of up to $3,000 per worker. The Louisiana small business guide covers each one. Dialing 2-1-1 reaches the Louisiana 211 Statewide Network for local referrals.
Louisiana at a glance
Who runs each kind of help
- Homebuyer grants, Energy assistance
- LHC
- Cash assistance
- LDH
- Cash assistance, Business grants, Student grants
- LA Works
- Cash assistance
- DCFS
- Childcare help
- LDOE
- Student grants
- LOSFA
- Business grants
- LED
- Business grants
- LSBDC
- Homebuyer grants
- City of New Orleans Office of Community Development
- Homebuyer grants
- City of Shreveport Department of Community Development
- Benefits portal
- LA CAFÉ Self-Service Portal
Six kinds of help in Louisiana
| Category | Main program | Key figure | Reviewed |
|---|---|---|---|
| First-Time Homebuyer Grants | HomeStart Assist | 4% of the loan (forgivable)Maximum assistance | |
| Small Business Grants | Louisiana Small Business Loan Guaranty Program | Loan guarantees up to $1.5M (SSBCI)Key figure | |
| Energy and Utility Assistance | Louisiana LIHEAP | $58,882 a yearIncome limit (household of 4) | |
| Cash Assistance | Family Independence Temporary Assistance Program (FITAP) | $484 a monthMaximum monthly benefit (family of 3) | |
| Childcare Assistance | Child Care Assistance Program (CCAP) | $5,839 a monthEntry income limit (family of 3) | |
| Student and Vocational Grants | Louisiana GO Grant | $3,000 a yearMaximum state grant |
Louisiana agencies
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Louisiana Housing CorporationLHC
Runs the four HomeStart mortgage programs (Assist, Advantage, Plus and Ready) through participating lenders, and administers LIHEAP and the Weatherization Assistance Program through local parish and regional agencies.
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Louisiana Department of HealthLDH
Since Oct. 1, 2025, takes applications and decides eligibility for FITAP cash assistance and the Kinship Care Subsidy Program through the LA CAFÉ portal.
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Louisiana WorksLA Works
Formerly the Louisiana Workforce Commission. Runs the STEP work program for FITAP parents, the Small Business Employee Training reimbursement, WIOA training accounts through local workforce boards, and the state's Workforce Pell program list.
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Louisiana Department of Children and Family ServicesDCFS
Runs Child Support Enforcement; FITAP and Kinship Care households are enrolled automatically.
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Louisiana Department of EducationLDOE
Runs the Child Care Assistance Program (CCAP) and CCAP B-3 seats, and funds free LA 4 and NSECD pre-K for 4-year-olds through local community networks.
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Louisiana Office of Student Financial AssistanceLOSFA
Administers the GO Grant, M.J. Foster Promise Program and TOPS Tech Award for the Louisiana Board of Regents.
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Louisiana Economic DevelopmentLED
Administers the SSBCI Loan Guaranty, Collateral Support and Micro Lending programs for the Louisiana Economic Development Corporation, the SSBCI equity funds, the STEP export grant and the Innovation Retention Grant.
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Louisiana Small Business Development CenterLSBDC
An LSU-hosted network of university-based centers giving free one-on-one business advising.
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City of New Orleans Office of Community Development
Runs the Direct Homebuyer Soft Second Mortgage Assistance Program for Orleans Parish buyers.
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City of Shreveport Department of Community Development
Runs the HAPPI homebuyer assistance program in 19 targeted Shreveport neighborhoods.
Key figures
4% Forgivable down payment help from LHC
HomeStart Assist and HomeStart Advantage pay 4% of the first mortgage as a 0% second mortgage forgiven after 60 months; a 640 credit score is required. Details.
$5,839 Monthly CCAP limit, family of 3
85% of state median income under LDOE's scale effective Feb. 1, 2026; most new applicants go on a statewide waitlist. Details.
$484 Monthly FITAP, parent and two children
The flat grant in effect since Jan. 1, 2022; parents can draw FITAP for only 24 months in any 60-month period. Details.
Other states
All statesNeighboring states: Texas, Arkansas and Mississippi. Programs stop at the state line: you apply in the state where you live (or, for homebuyer help, where you buy).
- Louisiana, this page
- State guides published
- Coverage in progress
- ALAlabama
- AKAlaska
- AZArizona
- ARArkansas
- CACalifornia
- COColorado
- CTConnecticut
- DEDelaware
- FLFlorida
- GAGeorgia
- HIHawaii
- IDIdaho
- ILIllinois
- INIndiana
- IAIowa
- KSKansas
- KYKentucky
- MEMaine
- MDMaryland
- MAMassachusetts
- MIMichigan
- MNMinnesota
- MSMississippi
- MOMissouri
- MTMontana
- NENebraska
- NVNevada
- NHNew Hampshire
- NJNew Jersey
- NMNew Mexico
- NYNew York
- NCNorth Carolina
- NDNorth Dakota
- OHOhio
- OKOklahoma
- OROregon
- PAPennsylvania
- RIRhode Island
- SCSouth Carolina
- SDSouth Dakota
- TNTennessee
- TXTexas
- UTUtah
- VTVermont
- VAVirginia
- WAWashington
- WVWest Virginia
- WIWisconsin
- WYWyoming