Alaska assistance programs
Alaska runs these programs centrally. The Department of Health's Division of Public Assistance (DPA) decides ATAP cash help and every state heating application itself, with no county or community action agency in between, and its Child Care Program Office runs the PASS child care subsidy. Home loans and weatherization run through the Alaska Housing Finance Corporation (AHFC), state student grants through the Alaska Commission on Postsecondary Education (ACPE), and training money through the Department of Labor's job centers. In many villages, a tribal organization takes the place of the state office.
Where you live can change who handles your case. Tribally run Native Family Assistance Programs replace ATAP for families in their service areas, and 13 tribal organizations take heating applications for their communities; DPA's community listing shows which one serves you. In towns without a DPA office, paid fee agents help residents fill out and forward forms. One portal, Alaska Connect, takes applications for ATAP and the Heating Assistance Program. The Alaska cash assistance guide and heating assistance guide explain both.
Alaska's homebuyer and business programs mostly lend rather than grant. AHFC gives no down payment grant. It buys reduced-rate First Home Limited and First Home mortgages from approved lenders, and down payment money comes from partners such as Alaska Community Development Corporation's Home Opportunity Program and Cook Inlet Lending Center (homebuyer guide). There is no state grant for starting a business either: the University of Alaska Anchorage's Small Business Development Center runs the SSBCI loan guarantee and participation programs, and the Department of Commerce, Community, and Economic Development lends directly through SBED, RDIF and Microloan (small business guide).
For child care, two nonprofits, Alaska Family Services and thread, take PASS applications in five regions, online through AKCCIS or on paper. A 2025 law raises the income limit to 105% of state median income and caps copays at 7% of income, but in October 2026 the regulations putting the higher limit into effect were still pending (child care guide). For school and training, the FAFSA is the application for the need-based Alaska Education Grant, which runs out of money every year, so file early (student grants guide).
Alaska at a glance
Who runs each kind of help
- Cash assistance, Energy assistance, Childcare help
- DPA
- Homebuyer grants, Energy assistance
- AHFC
- Homebuyer grants
- ACDC
- Homebuyer grants
- Cook Inlet Lending Center
- Business grants
- Alaska SBDC
- Business grants
- DCCED
- Business grants
- AIDEA
- Business grants, Student grants
- AWIB
- Student grants
- DETS
- Student grants
- ACPE
- Childcare help
- thread
- Childcare help
- DEED
- Cash assistance
- CSED
- Energy assistance
- AEA
- Benefits portal
- Alaska Connect (Division of Public Assistance)
Six kinds of help in Alaska
| Category | Main program | Key figure | Reviewed |
|---|---|---|---|
| First-Time Homebuyer Grants | Home Opportunity Program (HOP) | Up to $30,000 (0% loan, $10,000 forgivable)Maximum assistance | |
| Small Business Grants | Alaska Loan Guarantee Program (SSBCI) | 50% guarantee on loans up to $20M (SSBCI)Key figure | |
| Energy and Utility Assistance | Low-Income Home Energy Assistance Program (LIHEAP), Heating Assistance Program | $5,155 a monthIncome limit (household of 4) | |
| Cash Assistance | Alaska Temporary Assistance Program (ATAP) | $923 a monthMaximum monthly benefit (family of 3) | |
| Childcare Assistance | Child Care Assistance Program (PASS II and III) | $6,192 a monthEntry income limit (family of 3) | |
| Student and Vocational Grants | Alaska Education Grant (AEG) | $4,000 a yearMaximum state grant |
Alaska agencies
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Alaska Department of Health, Division of Public AssistanceDPA
Decides Alaska Temporary Assistance Program (ATAP) cash help and runs the Heating Assistance Program, combining federal LIHEAP with the state-funded Alaska Affordable Heating Program. Its Child Care Program Office runs the PASS child care subsidy through regional grantees.
-
Alaska Housing Finance CorporationAHFC
Buys First Home Limited and First Home reduced-rate mortgages from approved lenders, offers the low-income rate reduction (IRRLIB) and the AHELP option for partner down payment help, funds the Home Opportunity Program, and runs the Weatherization Program through regional providers.
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Alaska Community Development CorporationACDC
Administers the Home Opportunity Program, a 0% down payment loan of up to $30,000 for buyers under 80% of area income everywhere outside Anchorage.
-
Cook Inlet Lending Center
A Native CDFI and AHELP partner offering the NAHI Grant ($25,000) and Home$tart Grant ($15,000) and a Down Payment Assistance Loan of up to $75,000.
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Alaska Small Business Development Center (University of Alaska Anchorage)Alaska SBDC
Runs Alaska's SSBCI programs (Alaska Loan Guarantee Program, Alaska Loan Participation Program and Alaska Equity Program) through participating lenders and partner funds, and gives free one-on-one business advising from seven offices.
-
Alaska Department of Commerce, Community, and Economic DevelopmentDCCED
Its Division of Investments lends directly through the SBED, RDIF and Microloan funds; the department also runs the Alaska SBIR/STTR Grant Program and the ITAG export grant, both closed.
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Alaska Industrial Development and Export AuthorityAIDEA
Approved a $6 million recapitalization of the SBED fund, which the Division of Investments runs on its behalf, and runs a Loan Participation Program that your bank applies to after approving your loan.
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Alaska Workforce Investment BoardAWIB
Runs the State Training and Employment Program (STEP), including its annual competition for training project grants and the individual training money paid through job centers.
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Alaska Department of Labor and Workforce Development, Division of Employment and Training ServicesDETS
Pays WIOA Individual Training Accounts and STEP training funds through the Alaska Job Center Network and keeps the Eligible Training Providers List.
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Alaska Commission on Postsecondary EducationACPE
Awards the need-based Alaska Education Grant and the merit-based Alaska Performance Scholarship.
-
thread
Takes Child Care Assistance Program applications for the Northern and Southeast regions (Alaska Family Services covers the rest) and runs Learn & Grow, the state's voluntary child care quality rating system.
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Alaska Department of Education and Early DevelopmentDEED
Funds district-wide early education programs for 4- and 5-year-olds through state grants; local school districts decide whether to offer pre-K.
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Alaska Department of Revenue, Child Support Enforcement DivisionCSED
Locates parents, establishes paternity and support orders, and collects support; parents on ATAP must cooperate with it.
-
Alaska Energy AuthorityAEA
Administers Power Cost Equalization with the Regulatory Commission of Alaska, a per-kWh credit on up to 750 kWh a month at eligible rural electric utilities that is not tied to income.
Key figures
Up to $30,000 0% down payment loan outside Anchorage
The Home Opportunity Program lends to buyers under 80% of area income and forgives the first $10,000 over five years; funds go first come, first served. Details.
$5,155 Monthly heating help limit, household of 4
LIHEAP covers income up to 150% of Alaska's poverty guideline in 2026-27, and the state-funded AAHP extends help up to $7,733. Details.
$923 Monthly ATAP maximum, parent and two children
The cap set in Alaska law for 2026; DPA pays the full amount only to a family with no countable income whose shelter costs use the whole $644 allowance. Details.
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