Iowa energy and utility bill assistance: LIHEAP, ECIP and weatherization (2026-27)
For October 1, 2026 through September 30, 2027, Iowa HHS runs the Low-Income Home Energy Assistance Program (LIHEAP) through 16 community action agencies. It covers households up to 200% of the federal poverty guidelines, $66,000 a year for a family of four. Approval also protects a home from winter gas and electric shutoffs from November 1 through April 1.
Figures apply to FFY 2027 (October 1, 2026 to September 30, 2027)
Contents11 sections
Key takeaways
- Iowa's LIHEAP income limit for October 1, 2026 to September 30, 2027 is 200% of the poverty guidelines: $66,000 a year for a household of four 1.
- Adults 60 and older, people with disabilities and households in an energy crisis can apply from October 1; everyone else from November 1; the deadline is April 30, 2027 8.
- The heating benefit is $40 per eligibility point, from $80 to $800; propane and fuel oil households receive $800 2.
- ECIP crisis help is capped at $800 a year for shutoff, reconnection and fuel delivery, and $4,000 for homeowners' furnace repair or replacement 2.
- A household certified as LIHEAP- or weatherization-eligible cannot have gas or electric service shut off from November 1 through April 1, even if no money is left to pay a benefit 72.
Quick facts
| Administered by | Iowa HHS, Community Action Agencies Subdivision, through 16 community action agencies 3 |
|---|---|
| Income limit | 200% of poverty: $43,280 for 2, $66,000 for 4 (FFY 2027) 1 |
| Heating benefit | $80 to $800, paid to your vendor; $800 for propane or fuel oil 2 |
| Application window | Oct 1 (60+, disabled, crisis) or Nov 1 (all others) to Apr 30, 2027 8 |
| Decision deadline | 30 calendar days after the agency receives the application 4 |
| Shutoff protection | No gas or electric disconnection Nov 1 to Apr 1 for certified households 7 |
| Where to apply | Online through LEWIS or at your county's community action agency 2 |
Programs at a glance
| Program | Type | Help available | Status |
|---|---|---|---|
| LIHEAP Regular Assistance (heating)Iowa Department of Health and Human Services, through 16 community action agencies | Voucher/subsidy | One-time payment to your heating or electric vendor: $40 per eligibility point, $80 minimum and $800 maximum; propane and fuel oil households get $800 | Seasonal (Oct 1 to Apr 30; general public from Nov 1) |
| Energy Crisis Intervention Program (ECIP)Iowa Department of Health and Human Services, through 16 community action agencies | Voucher/subsidy | Up to $800 a year for shutoff, reconnection or low/empty tank; up to $4,000 for furnace repair or replacement (homeowners) | Through local offices (year-round, funds limited) |
| ECIP Emergency CoolingIowa Department of Health and Human Services, through 16 community action agencies | Free service | Up to $500 for window or portable AC, fans or central AC repair when medically necessary | Seasonal (May 1 to Sep 30) |
| Iowa Weatherization Assistance ProgramIowa Department of Health and Human Services, through 16 community action agencies | Free service | Computerized energy audit, then attic and wall insulation, air sealing and combustion safety checks | Through local offices (funds limited) |
| Winter Moratorium on gas and electric disconnectionsIowa Utilities Commission (Iowa Code section 476.20) | Free service | No gas or electric shutoff from November 1 through April 1 for households certified as LIHEAP- or weatherization-eligible | Seasonal (Nov 1 to Apr 1) |
Income limits
Iowa LIHEAP (Regular Assistance, ECIP and Weatherization): 200% of the 2026 federal poverty guidelines (annual gross household income), effective October 1, 2026 to September 30, 2027 (FFY 2027).1
| Household | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|---|
| Per year | $31,920 | $43,280 | $54,640 | $66,000 | $77,360 | $88,720 | $100,080 | $111,440 |
Add $11,360 for each person above 8. Income from the last 30 days, the last calendar year, the last 12 months or the latest federal tax return is annualized. The household must also have an energy burden and verify citizenship for all members.
Iowa uses one income test for every piece of its federal energy aid: gross household income at or below 200% of the poverty guidelines. For the 2027 federal fiscal year (October 1, 2026 to September 30, 2027) that is $31,920 for one person and $66,000 for four 1. Iowa HHS’s FFY 2027 State Plan sets this to match the weatherization limit while staying under the federal ceiling of 60% of state median income ($38,147 for one person) 3. The FFY 2027 budget splits the federal grant this way:
- 56% for heating benefits
- 8% for year-round crisis help
- 15% for weatherization
- 10% for administration
- 3% for energy education and case management
- 8% carried over to the next year
No money is budgeted for a cooling bill-payment program 3.
Iowa HHS sets the rules; 16 community action agencies take the applications
The program is run by the Community Action Agencies Subdivision of the Iowa Department of Health and Human Services, inside its Community Access and Eligibility Division 2. The state contracts with Iowa’s 16 community action agencies (CAAs), which take applications, enter them in the state’s LEWIS data system and pay vendors 3. Iowa Code chapter 216A gives community action agencies first priority to serve as the local administrator 3. Examples include:
- IMPACT Community Action Partnership in Des Moines
- Hawkeye Area Community Action Program (HACAP) in Hiawatha
- Community Action of Eastern Iowa in Davenport
- Community Action Agency of Siouxland in Sioux City
- Upper Des Moines Opportunity (UDMO) 5
Eligibility is calculated by LEWIS, not by a caseworker; the CAA enters your information and documents, and the system checks three conditions and sets the benefit 2:
- Income at or below 200% of poverty.
- Verified citizenship status for every household member.
- An energy burden on the day you apply, which means you are personally exposed to energy costs. Renters whose heat is included in rent can still qualify, but at a lower point score.
Every LIHEAP application in Iowa also counts as an application for the Iowa Weatherization Assistance Program 2.
How LEWIS scores a household: $40 a point, $80 to $800
LEWIS adds up points from three tables in Appendix I of the FY27 manual and multiplies the total by $40. The award is never less than $80 or more than $800 2. Income points depend on where you fall against the poverty guidelines:
- 8 points at 0 to 75%
- 6 points at 76 to 100%
- 5 points at 101 to 125%
- 4 points at 126 to 200% 2
| Factor | Points |
|---|---|
| Fixed income only (for example Social Security, SSI, SSDI, VA or pension and nothing else) | +1 |
| Someone 60 or older | +1 |
| Someone with a disability | +1 |
| Child under 6 in the home | +1 |
| Detached house | +1 |
| Building with 5 or more units | -1 |
| Subsidized housing | -2 |
| Heat included in rent | -4 |
| Over $50,000 in savings | -4 |
| Natural gas or electric heat | +4 |
| Propane (LP) or fuel oil heat | +5 |
| Wood, coal or corn heat | +2 |
Source: Iowa LIHEAP FY27 Policy and Procedures Manual, Appendix I 2. Households heating with propane or fuel oil receive a minimum Regular Assistance benefit of $800 2.
Some worked examples, calculated from the FY27 tables 2 and the income chart 1:
- Family of four, natural gas. Income $30,000 (about 91% of poverty), detached house, a 3-year-old. That is 6 + 1 + 1 + 4 = 12 points, or $480.
- Woman, 72, on Social Security only. Detached house, natural gas, income just above the poverty line. That is 5 + 1 + 1 + 1 + 4 = 12 points, also $480.
- Same woman, propane heat. She receives the $800 propane and fuel oil minimum.
Gas and electric customers top out at 17 points ($680).
Payments go to your primary energy supplier and stay on your account as a credit until used 2. If the account is in your landlord’s name, the supplier can still be paid when the landlord and supplier agree 4. Only ECIP crisis funds, not Regular Assistance, can pay bills from before the application period opened 4.
ECIP: Iowa’s year-round crisis program and its FY27 caps
The Energy Crisis Intervention Program (ECIP) is the crisis component of Iowa LIHEAP. It is open October 1 through September 30 3. The State Plan treats these situations as a crisis 3:
- A non-working heating unit
- A need for temporary shelter or blankets
- Service that has been disconnected, or where disconnection is imminent
- A propane or fuel oil tank at 30% or less
- A medically necessary need for cooling
CAAs may combine ECIP with utility customer contribution funds and local donations to cover the full cost 2.
| ECIP service | FY27 maximum |
|---|---|
| Service continuity, reconnection, low-tank and empty-tank delivery (shared) | $800 |
| Primary heating unit repair or replacement (shared; homeowners only) | $4,000 |
| Heating unit replacement inspection fee | $200 |
| Emergency cooling: central AC repair, window or portable AC, fans (shared) | $500 |
| Space heaters, blankets, window plastic, filters (shared) | $300 |
| Temporary shelter | $500 |
Source: FY27 manual, Appendix I 2. Agencies can ask the state for a waiver above the bill-pay, heating unit, central AC repair and shelter caps 2.
The details depend on the situation:
- Shutoffs. ECIP pays to keep service on only when a shutoff is imminent (a disconnect notice or broken payment arrangement), not merely past due, and not while the moratorium protects you (November 1 to April 1) 2.
- Fuel deliveries. A low-tank delivery requires 30% or less in the tank. An empty-tank delivery requires 0% 3.
- Furnaces. Furnace work is for homeowners and people buying on contract, not renters. When the work is done together with weatherization, the ECIP payment is limited to $1,500 2.
- Cooling. Emergency cooling runs May 1 to September 30 and requires a medical need, which you may state verbally without naming the condition; central AC money only repairs or replaces an existing unit 2.
Agencies must resolve an energy crisis within 48 continuous hours and a life-threatening one within 18 continuous hours. These are clock hours, not business hours 4.
Winter Moratorium and the 20-degree Cold Weather rule
Iowa Code section 476.20 bars a gas or electric utility from disconnecting a residence from November 1 through April 1. This applies when a resident has been certified by the local LIHEAP and weatherization agency as eligible for either program 7. Disconnect notices must say so and list the local agency’s contact details 7. The protection applies even when the CAA has run out of money to pay a benefit 2. Even an application the agency has not yet reviewed counts 2, which the Iowa Utilities Commission describes as a stay of disconnection while it is processed 8. Certified lists go to MidAmerican Energy, Alliant Energy, Black Hills Energy and other vendors at least weekly 2.
A separate Cold Weather rule covers every customer of a regulated utility, with or without LIHEAP. Gas and electric service cannot be shut off when the forecast for the next 24 hours, including the scheduled day, is 20°F or colder 2. The moratorium statute covers utilities furnishing gas or electricity, so a propane or fuel oil customer with a low tank needs ECIP instead 72. The same statute also delays disconnection for a household whose head is a deployed service member until 90 days after deployment ends 7.
Applying with your community action agency, step by step
-
Check your start date. Applications open October 1 for adults 60 and older, people with disabilities and households in an energy crisis. Everyone else can apply from November 1, 2026. The last day is April 30, 2027 at 11:59 p.m. A mailed application postmarked April 30 is accepted 82. Help is first-come, first-served 1.
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Pick a channel. Apply online through the LEWIS portal at liheap-apply.hhs.iowa.gov, which opens to the general public November 1, 2026 4. You can also contact the CAA for your county through Iowa HHS’s agency finder 5. Agencies must accept applications by mail, email, fax, phone or online, and cannot require an in-person visit 2.
-
Gather documents for everyone in the home. You will need:
- Social Security numbers, or a state-approved waiver
- Proof of income for the last 30 days, the last calendar year, the last 12 months, or your latest federal tax return (at least pages 1 and 2 of Form 1040)
- Current heating and electric bills showing the account holder, service address and account number
- A landlord verification form, if energy costs are included in your rent 24
Self-employed applicants in business 12 months or more use their latest tax return 4.
-
Flag any emergency. If you have a disconnect notice, the CAA should take your application the same day or as soon as possible 2. Say so too if your tank is under 30% or your furnace has failed, because those requests go to ECIP 3.
-
Answer missing-document requests within 30 days. An incomplete file gets a written list of what is missing. A verbal follow-up comes within 10 days. The application is denied if it is still incomplete 30 days after receipt 2.
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Watch for the decision. The CAA must approve or deny you, and notify you and both your utilities in writing or electronically, within 30 calendar days of receiving the application 4. Some households 60 or older or with a disability, living on fixed income only and with $50,000 or less in savings, are flagged by LEWIS as Automatically Eligible. They can renew with a signed letter, current utility bills and, for renters, a landlord statement 2.
-
Reapply if things change. After a denial you may submit a new application whenever your circumstances change, as often as needed during the season 4.
Iowa Weatherization Assistance Program: same application, same 200% line
Iowa HHS runs the U.S. Department of Energy’s Weatherization Assistance Program through the same CAAs 6. Its income limit is the same 200% of poverty, which is why Iowa set LIHEAP to match 3. Because LIHEAP intake is also a weatherization application, approved LIHEAP households are already in line 2. Each home starts with a computerized energy audit to decide which measures are cost-effective. Typical work is high-density wall and attic insulation and air sealing guided by a blower door test. Combustion appliances are safety-checked 6. Weatherization is a free service, not a bill payment. Iowa HHS publishes no statewide wait times; ask your CAA, or call the Community Action Agencies Unit at 515-776-8871 6.
Appealing a denial to Iowa HHS
You can appeal in these cases 3:
- Your application is denied.
- Your application is not acted on in time.
- Your benefit is smaller than expected.
- Crisis help is refused, or delayed past 48 hours (18 if life-threatening).
Appeals go straight to the state, not the CAA. Send a written appeal to Iowa HHS by mail, delivery or electronically within 30 calendar days of the notice. A late appeal filed within 90 days may be accepted for good cause 3. An administrative law judge holds the hearing, where you may bring a representative and witnesses. If you disagree with the proposed decision, you can appeal to the HHS Director within 30 days 3.
See the Iowa assistance hub for other programs, or compare income limits in other states on the energy and utility assistance page.
Verified resources
Where to apply
- Iowa LIHEAP online application (LEWIS) liheap-apply.hhs.iowa.govIowa HHS's application portal. Open to the general public from November 1, 2026; the same application also covers weatherization and ECIP crisis requests.
- Iowa HHS: Find a Community Action Agency hhs.iowa.govPick your county under Areas Served to get the agency's address and website. Apply there by phone, mail, email, fax or in person.
- Iowa HHS Community Action Agencies Unit hhs.iowa.govCall 515-776-8871 if you cannot tell which agency serves your county.
Sources
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- 3
- 4
- 5 Iowa Department of Health and Human Services, Find a Community Action Agency Checked Oct 20, 2026 · Back to text ↑
- 6 Iowa Department of Health and Human Services, Weatherization Assistance Checked Oct 20, 2026 · Back to text ↑
- 7
- 8
- 9 Iowa Department of Health and Human Services, Iowa LIHEAP online application (LEWIS) Checked Oct 20, 2026
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